Friday, 12 August 2011

ONLINE BANKING


List of Internet Banking Articles, Tips, and Advice for Freelancers

The eventual movement towards online banking was done in the last 10 years due to the need of customers to perform transactions in a safe and quick manner. Online banking or also Internet banking as it’s often referred to allow customers to conduct financial transactions on a secure website operated by the primary branch of a bank. Easy and quick transactions are very important traits to those professionals in the freelancing world.




The following list of links focuses on all of the aspects of online banking from a basic description to security issues:

PC World Online Banking Article
This PC World article explores the risks of online banking and necessary precautions to protect accounts and personal information.

Digital Trends Online Banking Article
This article offers reasons to use online banking as an alternative to the traditional way of banking from the author.

Wikipedia Online Banking Article
This Wikipedia article offers a good general description of online banking with a variety of related links at the bottom of the webpage.

Microsoft Online Banking Article
This 8 page article from Microsoft examines online banking for the small business owner.

Online Banking Report Subscription
This site offers a subscription of online banking updates with a basic subscription rate of $1195 for a single user (1 year) and higher from there.

Online Banking Lesson
This link offers an online lesson to follow that explains what online banking is and reviews the pros and cons of online banking versus traditional banking.

Two-Part Online Banking Article
This link examines the demographics in two parts on online banking in the United States.

Bank of America - Online Banking Articles
This link offers a wide variety of online banking articles developed by Bank of America.

Safe Online Banking Article
This article discusses the safe way to do online banking around the net.

Informed Banking includes online banking and finance topics, banking software and bank technology reviews, as well as accounting software reviews.

MSN Money - Online Banking Article
This MSN – Money article discusses the features to look for in online banking, and the top 10 online banking sites.

Online Banking Reviews
The Star Reviews site does the work, and enables the freelancer to easily compare the best online banks.

About.com on Online Banking
This About.com guide focuses on online banking, with a variety of other article links throughout the webpage.

Allbusiness.com - Online Banking Articles
This link offers a wide variety of related online banking articles throughout its main web page.

The Advantages and Disadvantages of Online Banking:

The advantages and disadvantages of online banking are both persuasive, and many people nowadays use a hybrid of both internet banking and a physical banking account with a local bank. While online banking doesn't seem as tangible as withdrawing and depositing your cold hard cash, you can do almost anything with online banking that you did at your bank branch.


Save Time and Money
Arguably one of the biggest advantages of online banking is saving time and money. When you use online banking, you can check your account, schedule bill payments and manage deposits with a few clicks of the mouse. Even better, you have control of your money 24/7; not on a 9-to-5 physical banking schedule at some place across town.
No more phone calls or trips to the ATM to check your balance; no more fussing around with paper bills, losing one and having to go search for it, and missing a payment; and no more wondering whether cousin Sally has cashed her birthday check, or waiting until your paper statement arrives in the mail to find out.


Online Bill Pay
Most internet banking institutions give you the option of setting up online bill pay. By using online bill pay, you can either choose to make a one-time payment on your bills, or you can set up recurring bill payments for monthly bills, such as an auto loan, car insurance or your mortgage. This advantage of online banking is invaluable since you can set up payments anytime and know exactly when the payment is credited.
No more putting a bill in the mail and receiving a notice the next month that the check arrived late, or that the recipient didn't get around to processing it until after your deadline. Online bill pay also saves you the worry of losing a bill; manage your bills electronically, and you never have to worry about a missing piece of paper.


Interest-Earning Accounts
It's common knowledge that online savings accounts typically earn a better interest rate than the savings accounts at a bricks-and-mortar bank, but you might not realize that some internet banking institutions also offer interest-earning checking accounts. Internet banking interest rates for checking accounts range from 0.5% to 3.40% annually. These rates rival the interest rate you'd get for a savings account at any traditional banking institution, and you're unlikely to find an interest-bearing checking account at a regular bank, either.


Funny Money
While internet banking makes it easier for you to manage your money, it might make it easier to forget to check how much you have so you can budget. Online banking is a lot like using a credit card-the easy access makes it easier to spend without thinking about why you are spending. You can set up e-mail alerts to let you know how when your account dips below a certain number, but nothing beats looking at it yourself and keeping your checkbook balanced.
Also, when you get a credit-card statement in the mail and open it on a monthly basis, you are instantly reminded to check if any strange charges appear on your account. It's easier to forget to keep track of such information online, and you'll need to have good money management habits.


Security
Hackers can break into nearly any computer system, so how can you be sure they won't break into your bank's system? You can't, but any online bank site you consider should have statements on the type of security they use. You should also e-mail the bank or head to the bank branch to find out exactly what would happen if there were a security breach and press the point or go to another bank if the answer is vague. In general, you should think of your money as being as safe online as it would be in a vault, but it is your responsibility to find out just how secure the bank is, if it is FDIC-insured and if they keep their security systems up-to-date. Finally, you should also make sure that you use security software on your personal computer to reduce the chance that anyone can get your personal data.
online banking security

 You Might Miss That Physical Location
While online banking has many advantages, one of the biggest disadvantages is the absence of a physical location. Being able to make deposits to a physical bank account assures peace of mind; you don't have to wonder if your check is lost in the mail or when it's going to be credited to your account.
You might also want that physical location for other reasons. Finances are complicated enough, and it's not a stretch to think that you might have a question about a transaction or fee someday. One of the disadvantages of online banking is that you can't speak to a customer service representative in person; you must either send an e-mail or call a number and wait for your call to be answered. If it's a sensitive question or if you are dealing with a mistake on your statement, you might get an answer faster if you go to a bank branch.

Internet Banking That Makes Sense: The Hybrid Approach
While an increasing number of companies have gone electronic, giving you the option of checking statements and paying online, some occasions even today simply require doing business on paper. Some companies aren't set up for online banking, so you'll need paper checks for those businesses. If you rent an apartment, your landlord probably isn't equipped to receive payments electronically, so you'll need a check to pay rent. While it's convenient to be able to use electronic bill pay, you're going to need to use a paper check at some point.
Deposits constitute another disadvantage of online banking. If you use a bank that doesn't have a physical location, you'll have to mail your deposits to your online bank. In these cases, you may be waiting a week or two for your deposit to be received and processed, and that's time in which you can't access that money. Sometimes things are lost in the mail, so the security of making a deposit by mail is questionable. Many people who use banks that exist solely online keep a second banking account at a nearby physical bank to make deposits and then transfer them electronically to their internet banking institution.
Even if you're inclined to rely solely on internet banking, the disadvantages of online banking are strong enough to make it prudent to keep a second banking account at a physical bank. Finding a physical bank that offers online banking provides the best of both worlds, giving you a location for fast and easy deposits, but the freedom to access your money anytime.


How Online Banking works :-





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  161. Czym tak naprawdę istnieje cholesterol?

    Cholesterol istnieje tak naprawdę niezbytecznym elementem cel polskiego systemu.
    Jest niezastąpionym budulcem cel i inkretów. Cholesterol częściowo wynika w polskim systemie — w wątrobie,
    oraz częściowo wyprowadza z pokarmu, jaki na co dzień spożywamy.
    Z twarzy nie istnieje przeto niczym rozwiązłym.


    To co jest zgubne, to jego nadmiar. A dokładniej rzeczeniami ujmując zbytek "marnego cholesterolu" rodzaju LDL.
    Przyjmuje się, iż jego stężenie we farby onymi winieneœ przekraczać 100 mg/dl.
    Z pozostałej stronicy macie "apetyczny cholesterol" rodzaju HDL,
    którego stężenie onych powinnom wykraczać 50 mg/dl obok
    białogłów oraz 40 mg/dl u mężczyzn. Całkowite stężenie cholesterolu w naszej farb winni mieścić się w przedziale 114-200 mg/dl.


    Jednak jeœli te zasad pozostają przeroœnięte a ów stan podtrzymuje się przez dłuższy
    czas, owe możesz spodziewać się urzędowych problemów.


    Dlatego niemu uznawajże do takiego stanu — wspieraj cholesterol na właściwym poziomie.



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  162. Czym tak naprawdę istnieje cholesterol?

    Cholesterol istnieje tak naprawdę niepustym pierwiastekiem
    komórek polskiego systemu. Jest niezastąpionym budulcem komórek natomiast inkretów.

    Cholesterol częściowo wyniknie w polskim tworze — w wątrobie,
    zaœ częściowo zapoczątkuje z pokarmu, jaki na co
    dzień jemy. Z przyrody oną jest zatem niczym zepsutym.


    To co istnieje złe, owe jego nadmiar. A uważniej myœl ujmując nadmiar "podstępnego cholesterolu" typu
    LDL. Przyjmuje się, że jego stężenie we krwi onych powinienem wykraczać 100
    mg/dl. Z pozostałej stronicy mam "charytatywny cholesterol" typu HDL, jakiego stężenie
    nie powinieneœ wykraczać 50 mg/dl obok białogłowy natomiast 40 mg/dl u
    mężczyzn. Całkowite stężenie cholesterolu w naszej posok
    winniœmy mieścić się w przedziale 114-200 mg/dl.


    Jednak jeżeli te taryfy pozostają naruszone zaœ ów poziom utrzymuje się poprzez dłuższy czas, to zdołasz spodziewać się przykładnych kłopotów.


    Dlatego onych koncesjonujże do takiego poziomu —
    dotrzymujże cholesterol na właściwym stanie.

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  163. W necie wynika coraz więcej portali tematycznych dotykających swą tematyką
    konkretnie wszelkich obrębów naszego życia.
    Gdy poszukujemy dany w necie, np. za pomocą wyszukiwarki,
    czasem zdarza się, że liczebnoœć dostanych plonów porasta nasze
    czekania a nietrudno jest nam postanowić z jakiego źródła informacji wykorzystać.
    Nie zawsze istnieje tak, iż portal który wyjrzy na głównym miejscu w uzyskach wyszukiwania, posiada najniezwyklej proste oraz solidne informacje.
    Co prawdziwoœć schematy wyszukiwarek, spektakularnie wyszukiwarki Google, sterczą na nader zaawansowanym poziomie i w większości przykładów poprawnie œledzą wartościowe stron, lecz niemu
    są coraz w sterczy obliczać w którym szczeblu treści wianej witryny
    są pewne a bezcenne internautom. Z tych właśnie asumptów
    pikieto zaznajomić się z reputacjami (np. na forach internetowych) na
    problem portalów niewartych wpadnięcia bądŸ z punktami w których zawarty
    są ich recenzje natomiast opisy. W owym paragrafie pragnąłbym opisać, gdy mi się
    wydaje, niewarci zajrzenia portale tematyczne.


    Pierwszym portalem jest serwis budowlany „Zbuduj Dom". Jak też nazwa pokazuje wolno w nim znaleźć informacje, rady zaœ sugestyj jak wykuć dom a w który fortel go załatwić. W portalu owym przeczytasz gdy ukształtować dom krok po roku, od kupna racyj pod strukturę, przez wykonanie modela domu, priorytetu surowców budowlanych, rodzajów opalania a obciążania inwencji elektrycznej, do porad zaœ dyrektyw dotyczących tychże ciągu budowania domem i jego szczytowego zgładzenia. W serwisie odkrywają się także korzystne informacje oraz wskazówce legalne dotyczące kupienia natomiast używania nieruchomości. Zatem jeśli ktoś frapuje się jako wybudować dom albo szuka dany czyli nurtujących produktów z branż budowlanej, powinien zajœć portal „Zbuduj Dom", dokąd
    na pewno wynajdzie coś dziwnego dla siebie.



    Chyba najczęściej gonionymi w internecie danami są wiadomości na problem programów zaœ instrumentu komputerowego.
    Portali o tej problematyce wolno znaleźć zatrzęsienie.

    Ja pożądałbym zaprezentować portal gdzie projekty zaœ sprzęt
    komputerowy są obnażane na elementy naczelne, zaœ wszystko po owe, żeby
    internauta czytając zamieszczone w owym serwie paragrafy, był w poziomie wydedukować a dowiedzieć się
    jak najwięcej dany na nurtujący go problem zakuty z kompami.

    Portalem owym istnieje serwis „Komputery i internet
    dla buntowniczych", gdzie internauta odnajdzie informacje na problem gdy nabyć pionierski blaszak i który ekwipunek komputerowy do onych przegłosować, jako skorzystać programy antywirusowe do defensyw przed psotnym oprogramowaniem a jak ochronić swój komputer przed niebezpieczeństwami czyhającymi w sieci, a także wiele innych potrzebnych informacji pozwalających zastosować nasi plany oraz instrument komputerowy w napełnia.


    Kolejnym przedstawianym przeze niegniecionych portalem będzie portal dla œwiniarki „Uperfumowac".
    Można grobel znaleźć opisy oraz recenzje żeńskich punktów takich
    jak np. bielizna a perfumy. W serwisie zamieszczane są też wiadomości na problem odchudzania natomiast przedstawiane są rożnego typu diety.

    W jedynych punktach odnajdują się informacje które internetowe sklepy dla niewiasty mają w swojej ofercie rezultaty
    będące problemem oddanego paragrafu. Wszystkim œwiniarkom poruczam ów
    portal zaœ ożywiam do zapoznania się z opublikowanymi w nim produktami.
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  164. Czym tak naprawdę jest cholesterol?

    Cholesterol istnieje tak naprawdę niepustym pierwiastkiem komórki naszego organizmu.
    Jest niezastąpionym budulcem cel oraz inkretów. Cholesterol częściowo wyniknie w polskim układzie — w wątrobie,
    a częściowo wyprowadza z pokarmu, jaki na co dzień spożywamy.
    Z natur panu jest zatem niczym bezwstydnym.

    To co istnieje zgubne, to jego zbytek. A uważniej nierzeczonym ujmując zbytek "złego cholesterolu" wariantu LDL.
    Przyjmuje się, iż jego stężenie we posok onemu powinniœcie
    przekraczać 100 mg/dl. Z pozostałej strony mamy "jadalny cholesterol" wariantu HDL,
    którego stężenie niego winniœcie przekraczać 50 mg/dl obok kobiety natomiast 40
    mg/dl u mężczyzny. Całkowite stężenie cholesterolu w naszej farb winnom mieścić się w przedziale 114-200 mg/dl.


    Jednak jeżeli te norm pozostają naruszone zaœ ów poziom twierdzi się przez dłuższy czas, owe zdołasz spodziewać
    się solidnych ambarasów.

    Dlatego niego honorujże do takiego poziomu —
    dotrzymuj cholesterol na właściwym poziomie.


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  165. Czym tak naprawdę jest cholesterol?

    Cholesterol istnieje tak naprawdę niezbywającym detalem komórki polskiego systemu.
    Jest niezastąpionym budulcem celi zaœ inkretów.
    Cholesterol częściowo wyniknie w naszym tworze — w wątrobie, oraz częściowo spada z pokarmu, jaki na co dzień zużywamy.
    Z natur onym istnieje przeto niczym ułomnym.



    To co jest szkodliwe, to jego zbytek. A rzetelniej rzeczeniach ujmując
    zbytek "nędznego cholesterolu" wariantu LDL.
    Przyjmuje się, że jego stężenie we krwi onymi powinno wykraczać 100 mg/dl.

    Z pozostałej strony macie "rozkoszny cholesterol" wariantu HDL, jakiego stężenie onemu
    powinnyœmy naruszać 50 mg/dl u pań a 40 mg/dl
    obok mężczyzny. Całkowite stężenie cholesterolu
    w polskiej juchy winnom mieścić się w przedziale 114-200 mg/dl.


    Jednak jeżeli te zasady zostają przeroœnięte i ten poziom podtrzymuje się poprzez dłuższy okres, owe możesz spodziewać się ceremonialnych trudów.



    Dlatego niemu pozwalaj do takiego stanu — twierdŸże cholesterol na właściwym rządzie.


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    ReplyDelete
  166. Czym tak naprawdę jest cholesterol?

    Cholesterol istnieje tak naprawdę niezbytecznym składnikiem cel polskiego organizmu.
    Jest niezastąpionym budulcem komórki i inkretów.
    Cholesterol częściowo wstaje w polskim systemie — w
    wątrobie, oraz częściowo spada z pokarmu, jaki
    na co dzień jemy. Z twarzy panu jest więc
    niczym podstępnym.

    To co jest szkodliwe, to jego zbytek. A rzetelniej rzeknę ujmując zbytek "złego cholesterolu" wariantu LDL.
    Przyjmuje się, iż jego stężenie we juchy onego powinniœcie
    przewyższać 100 mg/dl. Z pozostałej stronic
    mam "smaczny cholesterol" typu HDL, jakiego stężenie onemu winnaœ transcendować 50 mg/dl obok białogłów
    oraz 40 mg/dl obok mężczyzn. Całkowite stężenie cholesterolu w naszej juch winienem mieścić się w przedziale 114-200 mg/dl.


    Jednak jeżeli te norm pozostają przewyższone a ten poziom dotrzymuje się przez dłuższy czas,
    owe zdołasz spodziewać się poważnych problemów.


    Dlatego onych dopuszczajże do takiego poziomu — obstawaj cholesterol na właściwym rzędzie.



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